Slice the loaf into 12 slices. Preheat the oven to 400ºF.
Butter a baking dish and place six slices into the dish.
In a medium mixing bowl, mix the cheese with the cream and nutmeg.
Spread half the cheese mixture evenly over the top of the slices of bread.
Fold 2 pieces of ham on top of each slice of bread and cheese.
Top with the remaining six pieces of bread and then spread the rest of the cheese mixture over the second slice of bread.
Place in the oven and bake for 10-12 minutes, or until the cheese is nice and melted.
In a small frying pan, fry one egg at a time to your desired consistency, then top each sandwich with an egg.
Serve alongside a salad or fresh fruit or veggies for a complete meal.